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106 · 2021 Ford F-150 XL, red

  1. 1062021 Ford F-150 XL, red Financed · Emma Carter · paid off Oct 2027 3,500 wear a year 1.06 a mile, over 16,487 17,440 a year

  1. At a glance

    What this vehicle costs

    In service

    $17,440a year

    $1,453 a month

    • $1.06 a mile

    $17,440a year$1,453 a month

    The year ahead, month by month: a payment while the loan or the lease runs (and the loan's fee, spread over its term), then wear: the price less what the vehicle would still sell for, over the years you keep one. Insurance and plates are the vehicle's own or its share of the fleet's total; fuel is what the cards were charged, or the miles at the mileage and your price a gallon. A trailer burns no fuel; a vehicle out of service is left out. It is the same arithmetic as the running total beside the form.

    Still right?

    Last changed or confirmed Oct. 24, 2026. If nothing has changed, say so: it puts today's date on these figures.

Worked example

How a year of upkeep adds up

A three-quarter-ton pickup that drives 18,000 miles a year.

  1. Oil changes $330 Every 6,000 miles is three a year, at $110.
  2. Tires $560 A $1,400 set lasts 45,000 miles, so two and a half years: $1,400 ÷ 2.5.
  3. Brakes $350 $700 every two years: $700 ÷ 2.
  4. The repair nobody planned $600 A water pump, a sensor, a windshield: set aside $600.
  5. A year of upkeep $1,840

A 14-foot tandem-axle dump trailer, on the road most days.

  1. Tires $180 Four at $180 last four years: one tire's worth a year.
  2. Wheel bearings $160 Repacked once a year, $160 at the shop.
  3. Brakes $130 $390 for both axles every three years: $390 ÷ 3.
  4. Hydraulic fluid and battery $70 The pump's battery and a top-off, about $70 a year.
  5. Lights, wiring and the tarp $110 Something gets torn or backed into: $110.
  6. A year of upkeep $650
Read: how to figure upkeep on your own equipment

Round, typical figures, to show how the sum is built. Work out your own the same way; last year's receipts for the machine beat any example.

Insurance and inspection

Change effective on a later date

Make a change effective on a later date

Enter what it will say and the day it takes effect. The card keeps today's answers until then, and the year ahead counts each for its days.

Only for a vehicle insured on a policy of its own, counted on top of the fleet's. Leave it blank for one the fleet's policy covers.
Optional. You are reminded 30 and 7 days ahead.

Back to Insurance and inspection

Representatives

Someone new

Add them once, then pick them for policies, plans or location billing. Find them under Representatives in Who to call.